UNISON Welfare Debtline and online Debtclinic

Many people fall into debt at some point in their lives. Sometimes all it takes is a small change in circumstances to tip the balance and turn a manageable situation into a debt problem.

At UNISON Welfare we are used to helping members who are struggling to cope with the stress and worry of debt. Through our partners at Payplan we can provide you with free and confidential advice to help clear your debts.

With Payplan's debt mangement plan you get:

• Reduction of multiple debts to a single payment
• Choice of payment methods including PayPoint cash option
• An assigned case officer to call for advice throughout the repayment programme
• Supported self-help if you prefer
• A completely free service with no hidden charges

Payplan's debt mangement plan is paid for by the credit industry so every penny of your repayments goes towards your debts unlike some debt management companies who charge a fee.

This is just one of the ways they can help and you will be offered a solution that best meets your individual circumstances.

Payplan's advisers are aware of the types of grant that UNISON Welfare can offer and will refer you to us if they think we can help to ease your situation.

Contact details

Telephone UNISON Welfare Debtline Freephone 0800 389 3302 8am to 9pm Monday to Friday 9am to 3pm Saturdays

UNISON Welfare Debtclinic, the online version of our debt advice service, contains advice and debt information and outlines some of the main debt problems. There are also diagnostic tools to help you set up the best recovery plan for your particular problem. Like UNISON Welfare Debtline the service is completely free to UNISON members. www.debtclinic.co.uk/unison

"I was no longer looking into a big dark hole on my own. I could see light at the end of the tunnel."